Appointment of Shri K K Sharma as a National General Secretary of Vipra Chamber of Commerce and Industry.

By Dilip Sharma – Business & HR Expert since 2002 | View Profile Introduction: A Turning Point in India’s IT Employment Landscape Tata Consultancy Services (TCS), India’s largest IT services company, has recently confirmed a major workforce reduction, announcing plans to cut around 12,000 jobs, representing 2% of its global workforce. This move comes alongside a strategic push towards Artificial Intelligence (AI) and automation, aligning with a growing industry-wide shift. However, the scale and manner of these layoffs have triggered widespread discussion in HR circles — including allegations of forced resignations and concerns about the future of tech jobs in India. As someone who has been in the recruitment and HR consultancy domain for over two decades, I’ve witnessed many such restructuring phases. But the current one is uniquely shaped by AI disruption, economic pressures, and changing talent requirements — a combination that demands a careful look at both the business logic and the human impact. The Layoffs: Facts and Figures Number of Employees Affected: Approximately 12,000, or 2% of TCS’s global workforce. Reason Stated: A strategic shift towards AI readiness and productivity enhancement. Impacted Levels: From fresh graduates to mid-level professionals, with some senior staff also included. While TCS...

Investing in mutual funds can be a great way to achieve your financial goals, but proper planning is essential to maximize returns and minimize risks. Here are three simple steps to help you create an investment plan that aligns with your future goals. Decide Your Goals The first step in investment planning is to clearly define your financial goals. Ask yourself the following questions: How much money do I need? By when do I need it? How important is this goal? What will be the real expected cost in the future, considering inflation and market trends? Whether you're planning for retirement, your child’s education, buying a house, or wealth accumulation, setting clear and realistic goals will help you determine the type of mutual fund that best suits your needs. Assess Your Risk-Taking Capacity Every investor has a different risk tolerance based on various factors such as age, income sources, financial commitments, and existing assets. It is crucial to evaluate how much risk you can afford to take: High Risk: Suitable for young investors or those with high disposable income who can invest in equity funds. Medium Risk: Best for those looking for a balanced approach, such as hybrid or balanced...